2026-07-09
How Long Does an Industrial Robot Last? What Tax Authorities, Auditors, and the Used Market Actually Say
A lender setting a term on a robot loan needs a defensible useful life. Here's every authoritative answer we could find — from the IRS's 7-year default to Australia's explicit 10-year determination to the 4-year life one robotics company uses in its audited financials — and why they differ.
2026-07-08
The Warning in the Fine Print: Equipment Credit Is Deteriorating Vintage by Vintage — and the Aggregates Haven't Caught Up
We parsed 3,351 monthly servicer reports from two captive equipment-ABS shelves, 2006–2026. Loans originated in 2023–24 are running multiples of the losses of the 2020–21 vintages at the same age — while headline bank delinquency data still reads benign.
2026-07-06
The 38,000-Unit Question: What US Robot Growth Means for Underwriters
US industrial robot installations jumped 11% in 2025, pushing a maturing asset class further into standard equipment-finance territory — even as most buyers still default to subscription-style RaaS over outright purchase.